Cybersecurity experts are warning about WormGPT, a black-market AI tool designed for criminals. Unlike mainstream AI models that include content filters, WormGPT deliberately omits safeguards, allowing users to generate phishing emails, malware code, and scam scripts at scale.

Almost every website now greets visitors with a cookie consent banner, claiming to offer a choice over tracking. But privacy advocates warn that many of these pop-ups are designed not to inform, but to manipulate. Known as dark patterns, these interfaces use visual tricks to steer users toward accepting all cookies, often burying “reject all” options behind extra clicks, small text, or confusing layouts.

When you sign up for a new app or platform, you’re often asked to “agree” to the terms of service and privacy policies. But what does that consent mean, and is it meaningful?

AI is transforming consumer lending, promising faster credit decisions and greater access. But the reality is more complicated. Many AI-based scoring systems rely on alternative data — utility payments, online behavior, even social media activity — to predict creditworthiness.

AI chatbots have become a daily fixture, from customer support and virtual assistants to AI companions. But behind their smooth conversations lies a complex system that even their creators sometimes struggle to fully explain. This opacity is what many refer to as the “black box” problem in AI: we see the inputs and outputs, but not always the logic in between.

Phishing is the practice of tricking people into revealing sensitive information, and has long been a top cyber threat. But in 2025, phishing has entered a new era: attackers are now using AI tools to generate highly convincing and customized phishing messages at scale.

Europe’s landmark AI Act has officially entered the implementation phase, ushering in one of the world’s most comprehensive frameworks for governing artificial intelligence. The law targets high-risk AI systems, including biometric identification, predictive policing, and AI in critical infrastructure, with strict requirements for transparency, human oversight, and risk assessments.

A new IBM global study highlights a troubling gap between AI policy rhetoric and real-world governance. Although 80% of executives say AI governance is critical to responsible innovation, only 20-30% have put robust practices in place.

In a significant development within the 2025 federal budget bill, lawmakers have proposed a 10-year moratorium on state-level AI regulation. This provision, supported by major tech lobbying groups and some Republican legislators, aims to establish a uniform national standard for AI governance. Proponents argue that avoiding a fragmented regulatory patchwork will reduce legal complexity and foster innovation and economic competitiveness.